Canada GST Payment Dates (Nov 2025): Millions of Canadians receive significant financial relief each year through the GST/HST Credit. This tax-free payment is designed to help individuals and families affected by everyday expenses. In 2025, this assistance will continue to be issued in quarterly installments, and with new payment dates, the CRA (Canada Revenue Agency) advises people to prepare in advance.
This credit is particularly useful for low- and moderate-income families, as it reduces the tax burden on food, transportation, utilities, and other expenses. If you want to know when your payment will arrive next year, who is eligible, and what two major benefits are available in 2025, this article is perfect for you.
What is the GST/HST Credit and why is it offered?
The GST/HST Credit is a refundable tax credit that is completely tax-free. Its purpose is to provide financial relief to Canadian families who are disproportionately affected by the consumption tax.
This credit is based on one’s income and family size. The CRA determines who is eligible and how much each person should receive based on tax returns each year.
This credit for 2025 is particularly important for many Canadian families, as inflation, grocery prices, and utility bills are constantly rising. In such an environment, this quarterly relief plays a vital role in maintaining their financial stability.
Eligibility for the GST/HST Credit in 2025
Eligibility is fully automatic, provided you comply with the required requirements and file your tax returns on time. The CRA will use your 2024 tax filing to determine whether you are eligible for the credit.
If you wish to receive this credit in 2025, you must:
- Be a Canadian tax resident.
- You must be 19 years of age or older as of December 31, 2024.
- If you are under 19, you are still eligible if you are the parent of a child or have a spouse/common-law partner.
- You must file a 2024 income tax return, even if your income is zero.
- Your adjusted family net income must be below the CRA’s threshold.
- Your marital status, dependents, and address information must be accurate and updated with the CRA.
Newcomers must complete a separate form, especially if they arrived in Canada after the tax filing period.
Canada GST Payment Dates 2025: Complete Schedule for Quarterly Payments
The CRA will issue GST/HST credits in quarterly installments in 2025, as it does every year. These payments are sent directly to a bank account or by check on the due dates.
2025 GST/HST Payment Schedule
| Payment Quarter | Payment Date |
|---|---|
| 1st Quarter | January 3, 2025 |
| 2nd Quarter | April 4, 2025 |
| 3rd Quarter | July 4, 2025 |
| 4th Quarter | October 3, 2025 |
If any of these dates fall on a weekend or public holiday, the CRA issues the payment on the preceding business day.
Payments for those receiving direct deposit typically arrive within a few days, while checks may take slightly longer.
GST/HST Credit Amount in 2025
The GST/HST Credit is based solely on family size and income. The CRA divides the credit amount for the entire year into four equal installments.
Estimated Payment Amount for 2025
| Household Type | Maximum Annual Credit (CAD) | Approx Quarterly Payment (CAD) |
|---|---|---|
| Single Individual | $519 | $130 |
| Couple | $680 | $170 |
| Per Child Under 19 | $155 | $39 |
For example:
A couple with two children under 19 could receive a maximum of $1,010 per year. This means approximately $248 would be credited to their account each quarter.
How does the GST/HST credit actually work?
Most people don’t need to complete a separate application. The CRA will determine your eligibility and payment based on your 2024 tax filing.
However, there are some important things you should keep in mind:
- File your tax returns on time each year.
- Notify the CRA immediately of any changes to your marital status or dependents.
- Use direct deposit to receive payments faster.
- Fill out the required forms if you are a new immigrant so you can register for the credit.
The Impact of the GST/HST Credit: Why This Benefit Is Crucial
Inflation has put significant pressure on Canadian families’ budgets. Grocery, gas, rent, and electricity bills are constantly rising.
In this context, the GST/HST Credit provides steady quarterly relief to low- and middle-income families. The additional funds available to families with children help them better balance their expenses.
This credit, combined with other provincial and territorial programs in Canada, provides families with even stronger financial security.
Example: GST/HST Credit Comparison by Income
| Adjusted Family Net Income | Annual GST Credit (CAD) | Quarterly Payment (CAD) |
|---|---|---|
| Below $40,000 | $1,010 | $252 |
| $40,000 – $50,000 | $700 | $175 |
| $50,000 – $60,000 | $350 | $88 |
| Above $60,000 | $0 | $0 |
As income increases, the credit amount naturally decreases and eventually phases out completely.
What you need to do to receive the GST/HST credit in 2025
- Submit your 2024 tax filing on time.
- Keep your address, marital status, and dependents accurately recorded with the CRA.
- Register for direct deposit.
- If you are a new immigrant, fill out the relevant CRA forms immediately.
Conclusion
The 2025 Canada GST Payment Dates provide essential financial support for Canadian families. This quarterly tax-free payment is crucial for managing everyday expenses amid inflation.
If you are eligible, the CRA will automatically calculate your payment—all you need to do is file your tax return on time and keep your personal information updated.
The potential for single individuals to receive $519 and families with children to receive over $1,000 could make 2025 financially better for many households.
FAQs
Q. What is the GST/HST credit in Canada?
A. It is a tax-free quarterly payment that helps low- and modest-income Canadians offset GST or HST costs.
Q. Who is eligible for the 2025 GST/HST credit?
A. Anyone who meets the income criteria, is a Canadian resident for tax purposes, and files a 2024 tax return.
Q. When are the GST payments for 2025 released?
A. Payments are issued on January 3, April 4, July 4, and October 3, 2025.
Q. How much can a person receive in GST credit?
A. Singles can get up to $519 yearly, couples up to $680, plus $155 per child under 19.
Q. Do I need to apply separately for the GST/HST credit?
A. Most people don’t need to apply. Filing the annual tax return triggers automatic eligibility.
